More insurance options.
One independent advisor across Texas to protect what matters.
Fortify360 Insurance Group gives Texas households and business owners direct access to 30+ top-rated carriers. Work directly with licensed broker Eric Blazej to eliminate coverage blind spots, benchmark pricing, and avoid single-carrier rate hikes.
Not sure where to start? Tell Eric what you need to protect, and he will help you identify the right carrier starting point.





















































































Start with what you want to protect.
Choose the option that best matches your situation. If more than one applies, Eric can help you look at the bigger picture.
My home and vehicles
Explore coverage for your home, auto, rental property, condo, apartment, classic vehicle, and personal liability.
My business
Protect your operations, vehicles, property, employees, and financial future with coverage suited to the way your business works.
My family and future
Explore ways to protect income, prepare for final expenses or long-term care, build a legacy, and support retirement goals.
My health coverage
Understand available health coverage paths for you, your family, or your employees.
My Medicare coverage
Get Texas-focused guidance when you are approaching Medicare, reviewing current coverage, or helping a family member.
Not tied to one insurance company.
Fiduciary advocacy focused on your balance sheet.
Insurance in Texas is not about grabbing the cheapest teaser price online. The catastrophic storm deductibles, hidden water exclusions, and carrier claim responsiveness behind a contract determine whether you are actually protected when disaster strikes.
Single-carrier captive agents are contractually obligated to sell you their company's rate increases. As an independent Texas brokerage, Fortify360 represents you. Eric Blazej cross-shops 30+ top-rated carriers simultaneously to negotiate the strongest terms for your home, vehicles, business, or retirement.
- ✕Single-Brand Rate Hikes: Bound to their company's price increases; cannot cross-shop when premiums jump 30%+.
- ✕No Alternatives When Dropped: If their underwriter issues a nonrenewal or pulls out of your county, they cannot help you.
- ✕Call Center Disconnect: Claims and policy service are routed to anonymous 1-800 phone banks.
- ✓30+ A-Rated Texas Carriers: We cross-evaluate terms across Chubb, Hanover, National General, Foremost, and more.
- ✓Proactive Renewal Defense: If a carrier raises rates or alters rules, we automatically re-shop the open market.
- ✓Fiduciary Advocacy & $0 Markups: We represent your balance sheet, not carrier quotas. Zero broker fees.
A disciplined 5-stage sequence to eliminate coverage blind spots.
We replace confusing quote screens with an advisor-led review grounded in your true exposures, verified deliverables, and lifetime renewal advocacy.
Discover
Audit real estate deeds, square footage, vehicle usage, household drivers, commercial entities, and upcoming loan closing deadlines.
Compare
Simultaneously benchmark pricing and terms across 30+ authorized Texas carriers to find the right institutional appetite.
Explain
Translate complex policy fine print—decoding wind/hail deductibles, water back-up endorsements, and liability thresholds.
Implement
Execute carrier binding, deliver proof directly to your mortgage lender or title company, and coordinate escrow instructions.
Review
Ongoing advocacy months before annual renewal. If carrier rates spike or rules change, Eric automatically re-shops the market.
Average review takes 15–20 minutes. You speak directly with licensed Texas broker Eric Blazej.
Working against a deadline? Start here.
Texas insurance deadlines demand immediate action. Choose the path that matches your timeline:
Home Closing in 24–48 Hours or Received a Cancellation / Nonrenewal Notice?
Do not risk loan funding delays or property coverage lapses. Eric Blazej prioritizes time-sensitive lender binders and urgent Texas market re-shopping directly.
Buying a Texas home or facing a steep renewal hike?
Texas homeowners are facing 25% to 40% renewal rate spikes and ballooning wind/hail deductibles. Whether you are closing with a title company or shopping alternatives, Eric cross-shops 30+ top carriers to protect your investment.
Have your property address, lender contact, and target closing date ready for immediate binder delivery.
Turning 65 or reviewing Texas Medicare options?
Medicare choices involve rigid enrollment penalties and restrictive hospital networks. Eric audits Medicare Advantage vs. Medigap supplements against your specific Texas physicians and prescription drug list.
100% objective plan comparisons with zero bias. Services offered exclusively across Texas counties.
Fast answers, with a real person paying attention.
Your situation should not get lost in a queue. Eric personally handles the initial conversation, helps gather the right information, and stays involved as you compare options and move forward.
For home, auto, and many commercial inquiries, Fortify360 generally aims to provide available quote options the same day or within 24 hours after receiving the necessary information. Timing can vary based on the risk, carrier response, underwriting requirements, and complexity of the request.
Insurance decisions often begin with a change.
Choose what is happening now, and we will point you toward the most relevant place to begin.
Access to recognized carriers and providers.
Fortify360 works with an expansive roster of vetted insurance carriers and coverage providers across personal, commercial, life, and Medicare markets. We help Texans compare options and evaluate more than one path.
National General
Foremost Insurance
Homeowners of America
Orion180
GEICO
Bristol West
Hagerty
ePremium
Commonwealth
Chubb
Hiscox
The Hanover
Coterie
RLI
Great American
NEXT Insurance
BTIS
biBERK
THREE
Allianz
Corebridge Financial
Nationwide
Mutual of Omaha
Prudential
Transamerica
Pacific Life
John Hancock
National Life Group
North American
Ameritas
Thrivent
American Equity
F&G
SBLI
Ethos
UnitedHealthcare
Aetna
Cigna Healthcare
Humana
Devoted Health
Prominence Health Plan
Wellcare by Centene*Carrier and provider availability varies by product and Texas county/ZIP. Displayed names and logos do not imply that every product is available to every applicant or that carriers sponsor Fortify360.

Your Texas insurance conversation starts and stays with Eric.
Eric Blazej is the licensed Agency Principal of Fortify360 Insurance Group and your dedicated fiduciary advisor from the very first phone call through every renewal.
With extensive background across real estate transactions, high-value asset valuation, and commercial risk, Eric understands the critical timing, contract language, and lender coordination required to protect Texas families and enterprises. He approaches every client with rigorous contract auditing, zero broker markups, and long-term advocacy.
"I don't work for an insurance carrier. I work directly for you. When you have a question, a rate increase, or an urgent closing deadline, you talk directly with me—never an overseas call center or automated chat bot."
We are an independent agency, not an online lead farm. We never sell your phone number to telemarketers.
When you enter your phone number into generic online quote comparison sites, your contact data is sold to dozens of automated telemarketing call centers within seconds. At Fortify360, your data is never sold, brokered, or distributed. You communicate directly and exclusively with licensed Texas broker Eric Blazej.
No robotic spam dials, no offshore sales floors, and zero contact list resale.
Direct counsel with Eric Blazej on every policy, contract, and renewal.
Banking-grade encryption safeguards policy declarations and property values.
Strictly compliant with Texas Department of Insurance consumer privacy mandates.
What you can expect from Fortify360.
A conversation built around you
Eric begins with your situation, timing, concerns, and priorities—not a predetermined product.
Options explained clearly
Understand meaningful differences in coverage and cost before deciding how to proceed.
One point of contact
Work directly with Eric through the initial consultation, comparison, and next steps.
Support beyond the first quote
When your coverage or circumstances change, Fortify360 gives you a place to return for service and review guidance.
Frequently Asked Questions
Honest, transparent answers before you start your insurance review.
Already a Fortify360 client?
Use the policy-service or claims information provided with your coverage. If you cannot find it, choose an option below or contact Eric for guidance.
Important notice: Submitting a general website form does not file a claim, bind coverage, change a policy, or confirm that a request has been completed. Do not use a general form for an emergency.
One conversation can bring your insurance options into focus.
Tell Eric what you need to protect and when you need it. He will help identify the right starting point, explore available options, and explain what comes next.
Select a Date & Time for Your Free Consultation
Choose an unhurried 15-to-30 minute phone or video appointment directly on Eric’s official calendar.
Tell Eric how he can help.
Share the basics below. Eric will follow up to clarify your needs and the appropriate next step.
Thanks—your request has been received!
Eric will review your information and follow up using the contact method you selected. Submitting this request does not bind, change, or cancel insurance coverage.

